Workers’ Comp
Workers’ Compensation Law, as detailed in Massachusetts General Laws, Chapter 152, guarantees payment to the employee for an injury if the injury arises out of and in the course of the person’s employment. The employee does not need to show negligence on the part of his employer in order to qualify. As a result, the employer is immune from liability claims by employees.
The parish has no deductible on these claims.
Workers’ Compensation compensates the employee 60% of gross wages while he/she is unable to work. Compensation begins after a five-day waiting period. The coverage also pays necessary and reasonable medical expenses related to the injury.
In the event of an injury, whether the employee will lose time from work or not, it is imperative that the incident be reported as soon as possible. The law mandates deadlines in which to deny or accept claims. Claims which are reported late may result in fines from the Department of Industrial Accidents which would be levied against the parish.
In the event of an injured employee, the following steps are necessary:
- See that medical assistance is provided immediately.
- Obtain details of the accident.
- Identify any witnesses.
- Obtain photographs of the accident site, if possible.
- Identify any third-party involvement, i.e., equipment malfunction or damages caused by an outside entity.
Claims
A.I.M. Mutual, our claims administrator, accepts first report claim notices twenty four hours a day through three methods: online, by phone, or by fax. When reporting a claim, you will be asked for our policy number. The policy number, effective March 31, 2024, is: 3000001012024.
Report the claim to A.I.M. immediately:
- Online: www.aimmutual.com
- Phone: 866-270-3357
- Fax: 781-270-5599
For questions regarding insurance or claims, please contact: Ashly Egan Patry.